If you are not aware of identity theft yet, you may be missing out on some important precautions which you must take to keep your identity safe. Identity theft is a growing crime today which has led millions to lose their identity over the web and elsewhere. You may not know when your personal information such as your name, social security number, credit card number and bank account information can be used illegally. It is therefore important to keep a close watch on all your valuable information so as to keep from falling victim to a dangerous crime like identity theft.
There are many ways on how a thief or fraudster can get your personal information. He/she may pose as a bank representative or an officer of a reputable company to gain access to your private data. If not this, the criminal can be one of your roommates, a friend or a worker at home, who may get the required information easily without your knowledge. Identity thieves are also likely to search up your trash for any potential information which may spoil your good name. This technique is known as Dumpster Driving. Another common way how fraudsters gain unauthorized access to your information is via data breaches.
Credit card theft is the most common way how most people lose their good name and the reputation they have built through the years. There are several ways how one can shield his/her credit cards from being affected by a theft. As a precautionary measure, you must keep a photocopy of all your credit cards both front and back. In addition to this, limit your active credit cards and carry only a few when you are out on the go. Most credit card thefts happen on the internet so following are some tips you can use as credit card identity theft protection:
Always beware of any emails which require you to enter your information. This tactic is known as phishing where hackers send legit looking emails which ask for your personal data such as your bank account information or credit card numbers. If you have received such an email, visit your bank’s website in order to check if it has sent any email for changing around your information.
Next, ensure that all the websites which ask for your information are secure by https. The address of your website must begin with an https which shows that the website you are using is protected and can be trusted. Never enter your credit card numbers into a site which is not marked as https.
In order to protect yourself against identity theft, avoid websites which keep a record of your personal information such as your credit card number. Such stores are the best targets of hackers for they may be easy to gain access to customer’s private information.
When using your credit card, use your home computer only. You may not know how a public computer may be setup which is why it may not be safe to use. If in case there is no option but to use the public computer, always remember to clear the cookies and cache memory before you leave the computer.
Keep these things in mind and use them effective credit card identity theft protection techniques to save yourself from losing your good name.