1. Restrict Online Shopping to Sites You Trust
When you come across deals which appear too good to be true they might be setup to trap your information. There are countless small retailers which do not have proper secure systems for payment which means the information you enter might be at risk. The simplest way to ensure that your information is safe, stick with websites which are reputable and have structured payment systems.
2. Request a Credit Report
A credit report is a document that enables you to check your ID security. This report can be had from the website, annualcreditreport.com. This is only applicable to those living in the USA. With this document, you are able to see whether an intruder has tried to open another account in your name.
3. Track Down Phishing
Phishing is a method used by fraudsters to extract your information by pretending to be trusted site. The website tricks you in such a manner that you believe you are just signing in to one of your accounts. However, in reality its only a plot spread out to get your personal information which will then be used for illicit purposes.
4. Keep your Network Secure
If you make use of a wireless network either at home or at work, ensure that it is secure under a password. In the case of an unsecured network, the hacker can practically gain access to all your information and activities which you conduct while on the internet.
5. Install Spam Filters
You may often come across e-mails which are spam but somehow have made way to your inbox. Beware for these messages will bring a virus to your computer which sends your information back to the fraudsters. Install spam filtering software to keep your data safe.
6. Avoid Entering Sensitive Information on Unsecure Sites
As more and more applications and mobile websites are being used, it is common for people to use sensitive information into websites which are risky. Ensure that your account numbers are deleted after use.
7. Subscribe to Banking Alerts
Today many banking institutions are offering SMS alerts for all your banking activity. Set up alerts and subscribe to the service so that you are aware in case any unauthorized access is observed in your bank account.
8. Avoid Reusing Passwords
It is common to be tempted to use the same passwords for all your important logins but it is advisable that you do not do so. In case a hacker finds out one of your passwords, he will be able to access all your accounts as well. Therefore be very careful.
9. Make Use of Security Questions
All signups today are secured with personal questions, the answers to which will be asked in case you forget your password. Do not leave them as an option and set up multiple questions which will help you keep your data secure.
10. Do not Enter Private Information on Publicly Used Computers
If are not at home, do not use a public computer to access sensitive websites. However if you are in a situation where you have no other choice, ensure that you delete all your personal information before leaving the site.
Use these identity theft protection tips wisely!